Welcome to-
Our Offer
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The Premier Licensed Money Lender in Singapore
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Capital Funds Investment – Your Friend in Need
Our Offer
Interest-free loans within a 2-week period
No interest if you settle the principal amount within 14 days on all loan products
Best Lowest Interest Rate
We offer the best lowest interest rate in Singapore. We can match or give you an even lower interest than what other moneylenders are offering to you.
Extended Loan Terms
We provide up to 60 months of monthly installments for customers.
Hassle-free service
We offer in-principle approval online to help you save time from making a wasteful trip to our office.
Tailored Made Payment Schedule
We have the flexibility to negotiate both interest rates and administration fee to meet your specific requirements. Our aim is to customize and tailor our offerings to suit your individual needs.
The Premier Licensed Money Lender in Singapore
As authorised and regulated by Singapore’s Ministry of Law (Minlaw) Licensed Legal Money Lender in Singapore, or Moneylender, we have a proven track record of providing fast unsecured money loans to those in desperate need of it.
Whether it is a business loan to help you grow your business, a payday loan to help you tide over an unforeseen circumstance, or a foreigner loan you need because standard institutions do not trust you, we are here for you.
We offer an alternative to the rigid traditional loaning structures of Singapore and are dedicated to helping our customers overcome their unexpected expenses or financial difficulties.
Everyone has different financial needs in life. That’s why our products are customised to meet a variety of short and long term loans and advances. Sit down with our experienced financial advisors and let us come up with a package custom-tailored to suit your needs and lifestyle.
Capital Funds Investment – Your Friend in Need
How CFI is a friend to those who need money, whether it is personal, business, etc.
Our loans are customized to meet your needs, whether you need a personal loan or a loan for your business. You can rely on us to give you a simple, adaptable, and responsible answer to your cash-flow issues.
Unfavorable conditions or financial difficulties, in our opinion, prevent our clients from having the future they deserve. We have a number of loans available from our licensed lenders that will give you another chance as quickly as feasible.
With our simple, low-interest loan options, you can avoid the stringent and tedious loan application process used by banks.
In short, with CFI, you get the money immediate and will have access to friendlier terms, higher borrowing limits, and flexible loan tenures.
Determine The Loan that Suits Your Needs
CFI offers loan solutions suitable for a variety of financial needs. Browse through our offers to determine the best loan for your current circumstances.
Why Choose Capital Funds Investments?
CFI is a licensed and trusted moneylender in Singapore. Whether you need a personal or business loan, our loans are tailored to suit your requirements. Trust us to provide you with an easy, flexible and responsible solution to your cash-flow needs.
We believe unfavourable circumstances or financial struggles hold our clients back from the future they deserve. Our legal money lenders offer a variety of loans that give you a second chance as soon as possible.
Skip the lengthy loan process of traditional banks with our simplified, low-interest loan solutions. To expedite our loan process, we have set up an online loan application. Simply fill out the form and wait for our staff to get back to you within hours.
With CFI, you can get the money you need immediately and gain access to friendlier terms, higher borrowing limits, and flexible loan tenures. We may also help you improve your current credit score.
Best Licensed Moneylender Lending Services Since 2008
8700
successful loans
9800
happy customers
15
years of experience
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What About Eligibility?
We do not determine your loan paying abilities based on your credit history. Instead, we look at your current income. The state of your credit history does not matter. As long as you have proof of income, our team will work out a flexible payment plan that is within your paying capacity.
It Only Takes 3 Easy Steps to Get A CFI Loan
Step 1
Apply loan and our personal loan specialist will give you a free loan consultation.
Step 2
If you are satisfied with our service submit loan application and documents through Myinfo
Step 3
Head down to our office to sign the contract and the cash will disperse to you on the spot.
Get in touch with our loan experts today to map out a loan plan that suits your needs. If you have more questions about our loans, you may send us an email at enquiry@loancfi.com or call us at +(65) 6281 7736.
What Our Clients Are Saying
Excellent service by Jialing. My request was handed smoothly and efficiently. Pleasant experience getting a loan from them!
Needed loan to pay the balance of my house renovation cost. Chose Capital Funds because of their excellent track records. Was attended by Jia Ling. Experience was smooth. Will definitely recommend this place for loan.
Excellent service and assistance by Hannah. She was very kind and patient in the process. She made it a pleasant experience for me. Thank you Hannah!
Thank you so much Jia Ling for the excellent service and assistance. Will definitely recommend CFI to those seeking a loan. Been a repeated customer and CFI always provides their best assistance and advise. Once again thank you everyone at CFI and thank you Jia Ling!
Phobe Lee who attended to me was very nice and easy to interact with. I was nervous coming as it was my first time but with her calm and friendly gesture, I am not as nervous. Thank you.
Jia Ling was very patient and explain to me in full detail about the information on the different kind of loans and she made the process a easy and fast one, she’s an examplary staff and i had a pleasant experince thanks to her, Kudos! Jia ling!
Thank you phoebe for your help, patiance and for taking the time to explain the details to me. Finally closed the loan deal with her after months of going back and forth. Very helpful and polite! Thank you once again!
I had an excellent experience with capital funds .The application process was straightforward and quick, with transparent terms and conditions that were easy to understand. Jia ling was very helpful and took the time to answer my questions, making sure I was comfortable with the process from start to finish.The approval was fast, and I received my funds sooner than expected. I appreciated the flexible repayment options that allowed me to tailor payments to fit my budget. I highly recommend Capital Investment fund for anyone needing a reliable and efficient loan service!
It was very straightforward and professional company. One of the staff name Jia Ling attended to me and assist me with my loans. The details that she gave me and some things that I don't understand she manage to make me understand with patience & very polite. Unlike other place, very rude and some like attend to you not sincerely. So overall experience was great and they're very professional abt it. Good job.
They are easy to communicate and the process of loaning is simple. The rate they are giving are reasonable and able to suit my financial
Very helpful and understanding.mangaed to get loan very fast and very helpful
phoebe is so good at explaining everything. she make sure I understand every t&c before signing . I feel comfortable with her and will definitely bring people here (if needed) !!
Was assisted by Jia Ling, very professional and pleasant transaction. Patiently answered all my questions. Highly recommend!
Great service, helpful and understanding. Thanks alot to Felicia who assisted me, appreciate it.
Jia Ling was so professional. all went well & smoothly. will recommend! thanks!
Jia Ling was very professional and went through all the details before proceeding. Smooth process and indeed will recommend friends and family to take up loan with her in the future! 👍🏼
Managed to arrange for an appointment and got the loan within a matter of hours. Phoebe provided excellent customer service and was very patient with explaining all of the details to me.
Very helpful and understanding team. Felicia was very friendly and help me on getting the needs that i truly need, she very patient great customer service given and explain in details on everythings. 👍
I had a good time with Jia Ling as she was helpful and explained throughly on the steps to take.
The staff phoebe is friendly and assist me with my loan and my need. Highly recommended.
Jia ling was very clear and friendly when I was unsure. Everything was really clear and simple to understand and overall a great experience
Fast,easy and Phoebe explained everything very well. 10/10 would recommend
Decided to book an appointment with them. Was very surprised with how JiaLing handled my situation, she was very professional and had a great outcome to my situation. Thank you once again 😊
Jia lingShe is very accommodating and assisted me through my loan professionally.. more power to your office 🫡😊
Staff there welcomed me. Great service by Jia Ling. She explained through our the details very very clearly
Jia Ling was very kind and helpful throughout the process and She gave me good advice.
Thank you for the fast service and efficient process. Jia Ling customer service was awesome.
Jia Ling is friendly and assisted me with every detail of what I needed. Friendly and polite and fast processing.
Felicia was very helpful and explained everything clearly. She assures me by answering whatever doubts I may have and very efficient.
Great service and fast response. Officer was worried I will get cheated by PRC when I said I get the loan was to pay rental for my china girlfriend. it an heartwarming concern definitely other places can't give.
Jia ling is helpful courteous and understanding of my current situation and assisted me fully. Thanks guys!
Thank you Jia Ling for the helping me with the process of taking up the loans. Much appreciated during this emergency
Great experience from Capital Funds and able to provide advise to clients! Thanks
Went down to their office and was greeted with friendly and experienced stuff. Gave me hope for the loan as I've already tried enquiring from other moneylender. Phoebe is super friendly and explained all the terms clearly and made my loaning much easier. Thank you to capital funds for aiding in my loan application.
nice and friendly officer, process was smooth and efficient. thank you for making this hassle free :)
Very friendly and helpful. Able to understand and help us in times of need. Will highly recommend
People are friendly here and take their job seriously! They will do their best to help
Very great service provided by Capital Fund.The process is very open and every detailed is explained clearly to you.
Get lots of useful information from Pheobe, she is very helpful and nice. Thank you
Dealt with Phoebe, she has been very helpful and explained everything to me and able to give me a different options for the loan.Very clear and was very quick.Thank you for the smooth transaction.
Ms phoebe is the one who deal with me regarding my loan highly recommended very good service n they can cater toThe loans u need
Associate/officers were friendly, helped explained bout the various parts of the loan patiently and in detail and also helped expedite the process smoothly!
Ms Phoebe deals with me with a tip top service! Definitely will have questions etc but she did her job very well! Please do ask for Ms Phoebe for a prompt services 🙏🏻👍🏼
Capital Funds Investments Pte Ltd | Debt Consolidation Loan | Licensed Moneylender | 60 Months Instalments | Personal Loan
65 Ubi Crescent, #06-07 Hola Centre
FAQ
Borrower’s Most Asked Questions
CFI works with borrowers of all income levels and borrowing needs. Research is paramount to choosing the right lending partner for the borrowing process. At CFI, we’ve compiled some of the most asked questions about our services as a licensed moneylender. Singapore citizens can apply for any of the loans in our services suite. We also offer foreigner loans and personal loans to non-citizens living in Singapore.
How Are We Different from Other Licensed Moneylenders & Banks?At CFI, we are a customer-focused licensed moneylender. We constantly strive to offer the lowest possible interest rates and use all available tools, such as longer tenor periods and more competitive interest rates, to increase loan approval odds. Unlike banks and other financial institutions, we take the time to understand your needs and help you borrow the money you need to survive. We understand that money is often necessary for survival, so we created a complete suite of borrowing options to fit your situation.
Most-Asked General Borrowing Questions
How Much Can I Borrow?There are a few factors that determine how much you can borrow including your income, repayment ability, and the type of loan you're applying for. For smaller, short-term needs, we offer loans that start as low as a few hundred dollars, while larger loan options can go up to six times your monthly income. Our team will assess your financial situation to determine a loan amount that fits your needs while keeping repayments manageable.
What is the Maximum Loan Duration?The maximum loan duration varies depending on the type of loan and your financial profile. Personal loans and foreigner loans typically have repayment periods ranging from several months to a few years, while business loans or debt consolidation loans may offer longer tenures. Our goal is to provide repayment terms that are fair, flexible, and tailored to your unique circumstances. During the loan application process, we will discuss the best duration options to suit your financial needs.
What Are the Interest Rates?At CFI, we offer competitive interest rates designed to provide affordable borrowing options for our clients. As a licensed moneylender in Singapore, our rates comply with the regulations set by the Ministry of Law. The actual rate you'll receive depends on factors such as the loan type, repayment duration, and your financial profile. Our team will walk you through the applicable interest rate during the consultation process, ensuring transparency from start to finish.
What Documents Are Needed?To apply for a loan with CFI, you’ll need to provide some basic documents to verify your eligibility. These include the following:
- For Singapore Citizens and PRs - NRIC, proof of income (recent payslips or CPF contribution statements), and proof of residency (e.g., utility bills).
- For Foreigners - Passport, work pass or student pass, proof of employment, and proof of address in Singapore.
- For Businesses - ACRA business profile, recent financial statements, and details of your business operations.
We cover the answers to these general borrowing questions and more with complete detail on our FAQ page. While specific loan documentation will have all the necessary information included with the paperwork, we appreciate your efforts to stay informed ahead of time.
In addition to general process and loan information, we have detailed, frequently asked questions and answers for each specific loan service. So, if you have questions regarding our different loan programs, such as debt consolidation loans, personal loans, business loans, etc., our FAQ page has the answers.
